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Whole life ensures a guaranteed death benefit, which means that your loved ones will receive a lump sum of money regardless of how long you live.
With whole life, the policy builds cash value over time that can be used to help you pay for college, supplement your retirement income, or for emergencies.
Policyowners are also able to receive valuable dividends. While not guaranteed, MassMutual has paid dividends to eligible participating policyowners every year since 1869.