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If you have other drivers on the policy and they use the car, you'll need to maintain car insurance. Talk to your insurance agent about making another driver the primary operator on the policy.
A policy cancellation will lead to a gap in your auto insurance coverage. Auto insurers see a gap as an increased risk and this will likely result in higher rates when you reinstate coverage. Avoiding a "gap" can save you money in the long run.
Even if you plan to keep the car parked at home during the suspension period, you still might want to keep comprehensive car insurance in case of theft or damage from fire, hail, vandalism and other problems.
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