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See PlansIf you have the money to make a large single payment for an insurance policy then a single premium policy may be the insurance for you. Single premium whole life sometimes known as paid up insurance provides a death benefit to your beneficiaries immediately. This benefit is based on the sum of the upfront premium paid. Though many people cannot afford the large upfront payment, but a single premium policy can also offer some attractive features during the policy holders lifetime.
Continue ShoppingThe policy holder pays a single premium to an insurance company which guarantees a sizeable benefit immediately.
The policy holder may opt for one of two popular options either single premium whole life or single premium variable life.
The whole life offers a fixed interest rate on the policyholders investment while the variable invests the cash value in managed investments that have a greater risk factor but also have a greater potential for increased returns.
All of the factors in terms of insurability like health, age, gender apply. A policy can be written to offer benefits like withdrawal of funds for long term care and other uses , the amount of which is determined as a fixed percentage of the policy’s value.