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If you're looking for car insurance with a suspended license, you'll want to find SR-22 insurance. While all insurance companies can provide this form of insurance, not every company will. Contact multiple companies to find one that offers SR-22 insurance without a driver's license.
The primary driver on your car insurance policy simply has to be a licensed driver over the age of 18. They don't have to be a relative or even live with you. For example, if you're providing insurance for your spouse, they'll be listed as the primary driver. The same is true for a teenage child. This also applies to other drivers who use your car.
As an excluded driver, you are not covered for any accidents or damages that occur while driving. Be sure you understand that your exclusion status does not give you permission to drive the car at all. Do not drive as an excluded driver.
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